Yorkshire Terrier vs Maltese: cost, insurance & feeding
A side-by-side of the modeled cost of ownership, insurance outlook and feeding needs for the Yorkshire Terrier and the Maltese. On a modeled basis the Maltese is the more affordable of the two to own per year.
| Metric | Yorkshire Terrier | Maltese |
|---|---|---|
| Type | Toy dog | Toy dog |
| Life span | 13–16 yrs | 12–15 yrs |
| Insurance / mo | $25–$45 | $24–$44 |
| Risk tier | Moderate risk | Moderate risk |
| Food / yr | $163 | $163 |
| Annual all-in | $1,161 | $1,149 |
| First year | $1,846 | $1,834 |
| Lifetime (modeled) | $17,526 | $16,203 |
| Feeding / day | 237 kcal | 237 kcal |
The verdict
Over a year, a Maltese runs about $12 less than a Yorkshire Terrier on a modeled all-in basis — driven mostly by size (food, vet and prevention scale with weight) and each breed's insurance risk tier. Adjust the calculator below for your own coverage, food and region to see how the gap shifts.
Modeled estimates for comparison — see how we estimate.
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